Terms of Service

1. Acceptance of Terms

By accessing or using any website, product, or service operated by Total Ventures LLC ("Total Ventures", "we", "our", or "us"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree, do not access or use our Services.

We may update these Terms from time to time. Continued use after changes are posted constitutes acceptance of the revised Terms.

2. Description of Services

Total Ventures is a solo-founded digital product and media studio. Our Services include:

• The Total Ventures website and portfolio at totalventures.io
• Inky – an AI-powered storytelling application for children
• Pregnancy Power Hour – a wellness and consulting platform for expecting parents
• Total Media – niche media publications and digital content
• Related APIs, platforms, newsletters, and digital products

3. Eligibility

You must be at least 13 years old to use our Services. By using our Services, you represent that you meet this age requirement. If you are under 18, you may only use our Services with the involvement and consent of a parent or legal guardian.

Certain products may have additional age requirements disclosed within those products.

4. User Accounts

Some Services require you to create an account. You are responsible for:

• Maintaining the confidentiality of your account credentials
• All activity that occurs under your account
• Notifying us immediately of any unauthorized access at hello@totalventures.io

We reserve the right to suspend or terminate accounts that violate these Terms.

5. Payments and Billing

Payment Processing

All payment transactions are processed by Stripe, Inc. and/or Apple App Store / Google Play(for mobile in-app purchases). Total Ventures does not store your payment card information. By making a purchase, you agree to the applicable payment processor's terms and privacy policy.

Subscriptions

Where Services are offered on a subscription basis, your subscription will automatically renew at the end of each billing period unless you cancel before the renewal date. You may cancel at any time through your account settings or by contacting us at our support page.

Refunds

Except as required by applicable law, all sales of digital products and services are final and non-refundable. If you believe you were charged in error, contact us within 30 days at hello@totalventures.io. For in-app purchases, refunds are governed by the applicable app store's refund policy.

6. Intellectual Property

All content, software, designs, logos, and other materials provided through our Services are owned by Total Ventures or our licensors and are protected by copyright, trademark, and other intellectual property laws.

You may not copy, reproduce, modify, distribute, or create derivative works from our content without express written permission, except as permitted by applicable law.

If you submit content to our Services (e.g., user-generated stories in Inky), you grant Total Ventures a worldwide, royalty- free license to use, store, and display that content solely for the purpose of providing and improving the Services.

7. Prohibited Conduct

You agree not to:

• Use the Services for any unlawful purpose or in violation of these Terms
• Attempt to gain unauthorized access to any part of the Services or related systems
• Scrape, crawl, or use automated means to access content without permission
• Transmit viruses, malware, or any code of a destructive nature
• Impersonate any person or entity, or misrepresent your affiliation with any person or entity
• Engage in any conduct that restricts or inhibits any other user's ability to use the Services
• Use the Services to generate, store, or transmit content that is illegal, harmful, threatening, or abusive

8. DMCA and Copyright

We respect intellectual property rights. If you believe your copyrighted work has been reproduced on our Services in a way that constitutes copyright infringement, please provide our designated agent with the following information:

• A description of the copyrighted work you claim has been infringed
• A description of where the infringing material is located on our Services
• Your contact information (name, address, email, phone)
• A statement that you have a good-faith belief the use is not authorized
• A statement, under penalty of perjury, that the information is accurate and that you are authorized to act on behalf of the copyright owner

Send DMCA notices to: legal@totalventures.io

9. Disclaimer of Warranties

THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. TOTAL VENTURES DOES NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

10. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL TOTAL VENTURES, ITS OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOSS OF PROFITS, DATA, OR GOODWILL, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF OR INABILITY TO USE THE SERVICES.

TOTAL VENTURES'S TOTAL CUMULATIVE LIABILITY FOR ANY CLAIMS ARISING UNDER THESE TERMS SHALL NOT EXCEED THE GREATER OF (A) $100 OR (B) THE AMOUNT YOU PAID TO TOTAL VENTURES IN THE 12 MONTHS PRECEDING THE CLAIM.

11. Indemnification

You agree to indemnify, defend, and hold harmless Total Ventures and its officers, directors, employees, and agents from and against any claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of or related to your use of the Services, your violation of these Terms, or your violation of any rights of a third party.

12. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Wyoming, United States, without regard to its conflict of law principles. You consent to the exclusive jurisdiction of the state and federal courts located in Sheridan County, Wyoming for any disputes arising under these Terms.

13. Dispute Resolution

Before initiating any legal proceeding, you agree to attempt to resolve disputes informally by contacting us at legal@totalventures.io. We will attempt to resolve the dispute within 30 days. If the dispute is not resolved informally, either party may pursue their available legal remedies in the courts described in Section 12.

Nothing in this section prevents either party from seeking injunctive or other equitable relief in any court of competent jurisdiction where necessary to prevent irreparable harm.

14. Termination

We reserve the right to suspend or terminate your access to the Services at any time, with or without notice, for any violation of these Terms or for any other reason at our sole discretion. Upon termination, your right to use the Services immediately ceases. Sections 6, 9, 10, 11, 12, and 13 survive termination.

15. Miscellaneous

• Entire agreement: These Terms, together with our Privacy Policy and Cookie Policy, constitute the entire agreement between you and Total Ventures regarding the Services.
• Severability: If any provision is found unenforceable, the remaining provisions remain in full force.
• Waiver: Failure to enforce any provision does not constitute a waiver of that provision.
• Assignment: You may not assign your rights under these Terms without our prior written consent. We may assign our rights without restriction.

16. Contact Information

For questions about these Terms: